Fix-and-Flip Financing
Short-term funding to acquire, renovate, and resell.
Fix-and-flip financing provides short-term capital to buy a property, fund renovations, and resell it for a profit — usually within months. Funds often cover both purchase and rehab, and repayment comes from the sale. It's built for a defined project with a clear exit (the resale), not for holding property long-term.
Minimum Requirements & Program Details
These are starting requirements for selected programs. Availability and final terms depend on the funding partner and underwriting. Other options may be available. Meeting a minimum does not guarantee approval.
Reveal Fix-and-Flip
Reveal partner channel
- Minimum loan
- $50,000
- Property
- Typically 1–4 unit investment property
- Minimum credit
- Selected asset-based options have no stated FICO floor; full-documentation options start at 600 FICO
- Term / structure
- 6–24 months
Availability and final terms depend on the funding partner and underwriting. If a requirement is unresolved for your situation, we'll note it as program-specific and confirm it during your review. Other options may be available.
Common uses
- Acquiring a distressed property to renovate and resell
- Funding purchase plus renovation in one structure
- Short-term projects with a clear resale exit
When it fits
- You have a property and a realistic renovation budget
- The after-repair value supports the project
- You plan to resell, not hold
How it generally works
- 1You identify a property, renovation scope, and ARV.
- 2Financing covers purchase and often draws rehab funds as work completes.
- 3You renovate and list the property.
- 4Sale proceeds repay the financing; you keep the profit.
Factors funding partners may consider
- After-repair value (ARV) vs. purchase + rehab cost
- Your experience with similar projects
- Renovation budget and scope
- Exit strategy (resale)
Documents to prepare
We provide the exact checklist for your program after reviewing your request — you don't need to order an appraisal or gather everything before reaching out. Initial review items help us assess fit; additional underwriting & closing items are requested only once a partner program is confirmed. Sensitive documents are handled through our invitation-only secure process — never on the public intake.
Initial Review
- Purchase contract
- Rehabilitation budget and scope of work
- Investor experience summary
Additional Underwriting & Closing
- Comparable sales / ARV estimate
- Entity documents
- Exit strategy statement
Curious whether this fits your situation?
Request a review — we'll confirm fit and suggest alternatives if another product suits you better.
Illustrative scenario
An investor buys a dated property, draws rehab funds as renovations progress, and resells within months — repaying the financing from sale proceeds. Actual terms and ARV requirements depend on the partner and project.
How it compares to related products
vs. Bridge Loan
Fix-and-flip funds purchase plus rehab for resale; bridge loans bridge timing between transactions, often without a rehab component.
Learn moreFrequently asked questions
Ready to explore fix-and-flip financing?
Request a funding review and we'll help confirm fit and identify alternatives. Any match is preliminary until reviewed.