Bridge Loans
Short-term financing to bridge between transactions.
A bridge loan is short-term financing that bridges a gap — typically between buying a new property and selling or refinancing an existing one. Unlike fix-and-flip financing, a bridge loan isn't primarily about funding renovation; it's about timing. Investors use it to act quickly without waiting for a sale or long-term financing to close.
Minimum Requirements & Program Details
These are starting requirements for selected programs. Availability and final terms depend on the funding partner and underwriting. Other options may be available. Meeting a minimum does not guarantee approval.
Reveal Bridge Loan
Reveal partner channel
- Minimum loan
- $50,000 general minimum (some programs require $350,000)
- Minimum credit
- Selected asset-based options have no stated FICO floor
- Property
- Residential and commercial options vary
- Term / structure
- Up to 36 months
- Review drivers
- Property, equity, and exit strategy
Availability and final terms depend on the funding partner and underwriting. If a requirement is unresolved for your situation, we'll note it as program-specific and confirm it during your review. Other options may be available.
Common uses
- Buying before selling an existing property
- Acting quickly on a time-sensitive acquisition
- Stabilizing a property before long-term financing
- Short-term hold before refinance
When it fits
- You have a clear, near-term exit (sale or refinance)
- You need to move faster than permanent financing allows
- The short-term cost is worth the timing advantage
How it generally works
- 1You secure short-term financing to close a transaction quickly.
- 2You hold the property for a short period.
- 3You exit via sale or refinance into longer-term financing.
- 4The bridge is repaid from the exit.
Factors funding partners may consider
- Clarity and strength of your exit strategy
- Property value and equity
- Your experience and reserves
- Timing of the gap being bridged
Documents to prepare
We provide the exact checklist for your program after reviewing your request — you don't need to order an appraisal or gather everything before reaching out. Initial review items help us assess fit; additional underwriting & closing items are requested only once a partner program is confirmed. Sensitive documents are handled through our invitation-only secure process — never on the public intake.
Initial Review
- Purchase contract or payoff information
- Property details
- Value support (comparables or estimated value)
Additional Underwriting & Closing
- Exit strategy statement
- Entity documents
Curious whether this fits your situation?
Request a review — we'll confirm fit and suggest alternatives if another product suits you better.
Illustrative scenario
An investor uses a bridge loan to close on a new acquisition before a planned refinance stabilizes the property, then exits into a DSCR rental loan. Actual terms depend on the partner and exit plan.
How it compares to related products
vs. Fix-and-Flip
Bridge loans bridge timing between transactions; fix-and-flip financing is specifically for buying, renovating, and reselling. They can overlap but serve different primary purposes.
Learn morevs. DSCR Loan
Bridge is short-term with a quick exit; DSCR is longer-term for holding a rental.
Learn moreFrequently asked questions
Ready to explore bridge loans?
Request a funding review and we'll help confirm fit and identify alternatives. Any match is preliminary until reviewed.