Purchase Order Financing
Fund supplier costs for confirmed customer orders.
Purchase order (PO) financing pays your supplier so you can fulfill a confirmed customer order you couldn't otherwise afford. When the customer pays, the financier is repaid from the proceeds and you keep the margin. PO financing is transaction-specific — it funds one order, not ongoing operations — and suits trading or distribution businesses with large, confirmed orders.
Minimum Requirements & Program Details
These are starting requirements for selected programs. Availability and final terms depend on the funding partner and underwriting. Other options may be available. Meeting a minimum does not guarantee approval.
Purchase Order Financing
Program-specific—request a funding review
- Minimum credit
- Program-specific—request a funding review
- Time in business
- Program-specific—request a funding review
- Financing amount
- Program-specific—request a funding review
- Term / structure
- Transaction-specific; repaid from the customer's payment
Availability and final terms depend on the funding partner and underwriting. If a requirement is unresolved for your situation, we'll note it as program-specific and confirm it during your review. Other options may be available.
Common uses
- Fulfilling a large order beyond your cash capacity
- Paying suppliers upfront for confirmed sales
- Trading or distribution businesses
- One-time, transactional needs
When it fits
- You have a confirmed purchase order from a creditworthy customer
- Your supplier needs payment before you can ship
- Your margin on the order is healthy enough to cover fees
How it generally works
- 1You have a confirmed order from a creditworthy customer.
- 2The financier pays your supplier directly.
- 3Goods ship to your customer.
- 4The customer pays; the financier is repaid and you keep the margin.
Factors funding partners may consider
- Creditworthiness of your end customer
- Reliability of your supplier
- Your gross margin on the order
- Whether you take title to the goods
Documents to prepare
We provide the exact checklist for your program after reviewing your request — you don't need to order an appraisal or gather everything before reaching out. Initial review items help us assess fit; additional underwriting & closing items are requested only once a partner program is confirmed. Sensitive documents are handled through our invitation-only secure process — never on the public intake.
Initial Review
- Confirmed purchase order
- Supplier quote / invoice
Additional Underwriting & Closing
- Customer creditworthiness
- Business financials
Curious whether this fits your situation?
Request a review — we'll confirm fit and suggest alternatives if another product suits you better.
Illustrative scenario
A distributor lands a large retail order but can't pay the supplier upfront. PO financing pays the supplier, the order ships, and the retailer pays — the financier is repaid and the distributor keeps the margin. Actual terms depend on the partner and order.
How it compares to related products
vs. Invoice Financing
PO financing funds the supplier for a new order; invoice financing advances against an already-issued, unpaid invoice.
Learn morevs. Line of Credit
PO financing is tied to one transaction; a line is reusable general credit.
Learn moreFrequently asked questions
Ready to explore purchase order financing?
Request a funding review and we'll help confirm fit and identify alternatives. Any match is preliminary until reviewed.